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The government requires students to complete the FAFSA if they want to take advantage of any federal student loans. Many colleges use the FAFSA to determine which students qualify for scholarships whether the scholarships are need-based or not. Do not leave free money on the table.
Eight states; Alabama, California, Colorado, Illinois, Louisiana, New Hampshire, Texas, and now Indiana— make it mandatory for high school seniors to complete the Free Application for Federal Student Aid or FAFSA.
Some schools consider filing the FAFSA as a strong sign of intent from the student. In some cases, it increases the likelihood of college acceptance. You are showing the school that you are behind your child’s decision to attend college.
Filing for student aid does not hurt your child’s chance of acceptance. Future doctors, lawyers, engineers, etc. may become contributing alumni. Colleges are businesses. They think about these things.
Whether you make $200K a year or $20K a year, the only way to find out if you are eligible for financial aid is to apply.
Finally, if a tragic event occurred that caused a change in circumstance, having a FAFSA on file allows a school to respond quickly to that change.
If completing the FAFSA seems intimidating, use Financial Aid Now to reduce your concerns.